Savings & Budget Calculators

Good money habits start with a plan you can see. These calculators turn goals into monthly numbers and show where you stand today.

Set a target with the savings goal calculator, compare CD rates and simple interest, split income with the 50/30/20 budget, size an emergency fund, track net worth, save for school with the 529 calculator, estimate life insurance needs and compare states with the cost of living calculator (BEA regional price parities).

All savings & budget calculators

Find how much to save each month to reach a savings goal by a date, or how long it will take at your current monthly deposit and APY.

Calculate CD interest and maturity value from deposit, APY and term, compare terms from 3 months to 5 years and see after-tax interest.

Calculate simple interest and total amount with I = P × r × t, for time in years, months or days, with interest per year, month and day.

Convert dollars between any years from 1913 to 2026 using official BLS CPI-U data. See cumulative inflation and the average annual rate.

Add up your assets and debts to calculate your net worth, home equity, liquid net worth and debt-to-asset ratio.

Split your take-home pay with the 50/30/20 budget rule (needs, wants, savings) and compare it with what you actually spend.

Find how much you need in an emergency fund (3–12 months of essential expenses), how far you are from it and when you’ll be fully funded.

Compare cost of living between U.S. states with official BEA Regional Price Parities and find the salary you need to keep the same living standard.

Estimate how much life insurance you need with the DIME method: debts, income replacement, mortgage and education, minus existing coverage.

Calculate 2026 HSA tax savings and projected balance with the $4,400 self-only and $8,750 family limits, catch-up and employer money.

Convert between 30 major currencies with daily European Central Bank reference rates, inverse rates and a rate history chart.